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Litigation Insurance

Comparison

Self-Funding vs Litigation Funding

Who supplies the capital, who keeps the upside, who carries the downside.

Should a claim be self-funded or externally funded?

A self-funded claimant supplies its own capital, retains the full upside and carries the full downside. An externally funded claimant conserves capital but shares proceeds. A third route — self-funding with insurance — retains more of the upside while transferring an agreed portion of the downside.

Key points

  • Self-funding retains the upside but exposes the balance sheet.
  • Funding conserves cash at the cost of a share of proceeds.
  • Self-funding plus insurance sits between the two.
  • The right answer depends on cost of capital and risk appetite.

The three routes compared

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Cost of capital

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Accounting and disclosure

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Illustrative scenario

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General information only. This page is not legal, financial, investment or insurance advice. Any insurance is subject to underwriting and to the terms of the policy wording issued.

Confidential assessment

Tell us what is at risk.

Outline the dispute, the exposure and the capital involved. We review matters in confidence and revert on whether risk transfer is likely to be available.

Submitting information does not create cover, bind any insurer or constitute advice.